Terms & Conditions

Last Updated: May 30, 2024

Welcome to Guardian Shield Auto Insurance

By accessing or using our website (the “Site”), you agree to comply with and be bound by the following terms and conditions. These terms include mandatory arbitration, a waiver of class actions, and limitations of liability. If you do not agree to these terms, please do not use the Site.

This Site is operated by Guardian Shield Auto Insurance (“Guardian Shield,” “we,” “our,” or “us”). You confirm that you are at least 18 years old and legally permitted to enter into this agreement.

1. Applicability

These Terms of Use govern your interactions with the Site, including any information you provide or content you access. By using our Site, you also agree to our Privacy Policy, which is incorporated herein.

We may revise these Terms or the Privacy Policy at any time. Changes will be posted on the Site. If you continue to use the Site after any updates, your continued use signifies your agreement to the revised terms.

2. Your Submissions & Consent

2.1 By submitting your contact information through our Site, you expressly authorize Guardian Shield Auto Insurance or our associated marketing partners to reach out via phone, email, or text—even if you're on a "Do Not Call" list. Automated technology (e.g., autodialers or prerecorded messages) may be used. Standard messaging rates may apply. Submitting your information also represents your electronic signature and agreement to these Terms.

2.2 You understand that submitting your information does not establish a client or customer relationship. Any information shared in follow-up communications is for general informational purposes only and should not be considered legal or insurance advice.

2.3 We reserve the right to determine whether your submission qualifies for follow-up or engagement. This decision is made at our sole discretion.

3. User Representations

3.1 You agree that all information you submit is truthful, current, and accurate. You must update us if any information changes.

3.2 You affirm that you have the legal authority to enter into this agreement and that it will not violate any existing agreements you have with other parties.

4. Arbitration & Waiver of Class Action

4.1 All disputes related to your use of this Site must be resolved through binding arbitration. You waive any right to participate in a class action lawsuit. Claims will be resolved individually.

4.2 Before starting arbitration, the initiating party must provide written notice to the other party, outlining the basis and value of the claim. If unresolved within 30 days, either party may file for arbitration.

4.3 Arbitration will be administered by a neutral provider of our choosing, and judgment may be entered in any court of competent jurisdiction.

4.4 The parties expressly waive any rights to jury trials or to bring claims on a class-wide basis.

5. Disclaimers & Limitations of Liability

5.1 Guardian Shield Auto Insurance makes no warranties—express or implied—regarding the accuracy, availability, or fitness of this Site for any particular purpose.

5.2 We are not responsible for indirect or consequential damages of any kind. Total liability for any claims under these Terms is limited to $100.

5.3 These limitations apply to the fullest extent permitted under applicable law and do not affect your rights under consumer protection statutes.

6. Governing Law

6.1 These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Disputes will be resolved in the state or federal courts located in Palm Beach County, Florida.

6.2 You waive the right to a jury trial and consent to personal jurisdiction in Florida for any dispute arising from your use of the Site.

7. Additional Provisions

7.1 These Terms represent the full agreement between you and Guardian Shield Auto Insurance regarding your use of the Site. Any modifications must be in writing and signed by an authorized representative.

7.2 If any provision is found unenforceable, the remainder will still apply.

7.3 You may not assign or transfer your rights under this agreement without our prior written consent. Unauthorized transfers are void.

7.4 You must bring any legal claims related to the Site within one (1) year of the issue arising.

7.5 Unauthorized use of Guardian Shield’s branding, logos, or trademarks is strictly prohibited.

7.6 Access from outside the U.S. is done at your own risk, and it is your responsibility to comply with local laws.

Disclaimer

This website is not operated by an insurance broker or insurance carrier. Guardian Shield Auto Insurance does not provide direct quotes, underwrite policies, or endorse any specific provider. The information you submit may be shared with licensed agents or insurance companies for processing. Submission of your information does not guarantee coverage or quote eligibility. Final pricing and availability vary based on your driving record, coverage needs, and local regulations.

Contact Us

📧 Email: contact@guardianshieldauto.com